Small Business Loan alternatives could be the best financial source for your small business.

Merchant cash advance has become a widely accepted form of small business finance. Most businesses that need capital will not qualify for traditional small business loans. Since 2005, Merchant Cash and Capital has advanced more than $400 million to over 11,000 small businesses, most of which have taken multiple advances.

Unlike a small business loan, a merchant cash advance is fast and easy to obtain. In addition, while a small business loan requires personal guarantees and collateral, a merchant cash advance does not. If you own a restaurant, retail or service business and need capital for any reason, a merchant cash advance from MCC is your best answer.

	SBA Loan	Term Loan	Business Line of Credit	Merchant Cash Advance	Small Business Card
Time to Fund	Months	Weeks	Based on approval	Few Days	Few Days
Fees	Origination Fee, Early Termination Fee and Maintenance Fee	Origination Fee, Early Termination Fee and Maintenance Fee	Origination Fee, Early Termination Fee and Maintenance Fee	Small Origination Fee	Large Late Fees, Annual Fees, High APR rates
Funding Range	Up to $2million (can only guaranty $1 million)	Tens of thousands to millions	Tens of thousands to millions	Up to $250k Per Location	$10k-$100k
Payback Terms	10-20 years	Multiple years	Revolving	3-12 month programs	Monthly/Revolving
Credit History	Yes	Yes	Yes	No	Yes
Collateral	Yes	Yes	No	No	No
Documentation	Extensive Documents/application, Business Plan	Extensive Documents/application	Application Process	Minimal Documentation	Minimal Documentation