Merchant Cash Advance is the answer in a tight credit market.

Merchant Cash and Capital unveils a series of comprehensive merchant cash advance programs to assist small businesses when they need funds most.

Anyone operating a small business these days knows credit and financing for growth or even daily operations is tighter than ever. While traditional lenders have tightened credit and reporting requirements, and the time of funding for those who can get it has lengthened to almost intolerable periods, more small businesses are turning to funding alternatives and merchant cash advance programs are leading the way.

Merchant Cash and Capital, LLC, one of the nation's business cash advance funding leaders since 2005, is launching a comprehensive series of programs and making funding available to more small businesses in need than ever before.

MCC's programs have been created with the specific requirements of small businesses in mind. "There was a time when we could call on our traditional lender to help us through a difficult time or with our growth but, those days have long passed," said Dom Cosenza, Owner of Bassett's Restaurant Group of New Jersey and Pennsylvania. "Now, when we have financing needs, we're turning to merchant advances provided by Merchant Cash and Capital that always meet our needs in terms of funding amounts and their fast turnaround. When we need fast funds, we call Merchant Cash and Capital! Without the MCC merchant cash advance option, I don't know where our business would be today."

In general, Merchant Cash and Capital’s industry leading funding programs are designed to say yes to more businesses and make a broader spectrum of businesses eligible to take advantage of merchant cash advances. MCC has created flexible programs that can help almost any business with the working capital and cash-flow they need to grow and manage their business.

How does the MCC Merchant Advance Work?

MCC provides businesses with a unique type of small business funding that avoids the hassles often associated with traditional lenders. MCC "buys" a small, fixed percentage of future credit card revenues and advances that money up front. Businesses can use the money as they see fit; for inventory, marketing, expansion, renovation or simply working capital. Once the capital is available, MCC begins to collect a small, agreed upon percentage of daily credit card sales until the agreement is completely met. There is no check writing and no risk of late fees as the processing bank will automatically transfer funds electronically the way it does with current credit card batches.

What can I use a Merchant Cash Advance for?

How do I qualify for a Merchant Cash Advance?