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Can I improve my business credit?


Improving your business credit may be difficult at times, but MCC is here to help!


Many small business owners have less than stellar personal and business credit. However, bad credit business loans are rarely, if ever, approved. Yet, at Merchant Cash and Capital, we provide these businesses with merchant cash advances every day. In fact, MCC provides merchant cash advances 300-400 times a month.

It may sound strange, but working with Merchant Cash and Capital can help improve your credit. Let's consider how: A merchant receives a merchant cash advance from MCC. The merchant pays back the advance in a timely fashion and seeks another advance. MCC reviews the merchant's performance and agrees to provide more funding. The merchant pays back timely again, and then again. The next time the merchant comes back looking for more, and requests that the factor rate on the advance be lowered based on its performance. MCC reviews the performance and is satisfied. Since the business has paid three advances, credit likely improved and MCC honors this request thereby reducing the cost of the money to the merchant.


  Calculate your pre-approval amounts. Find out how much you can qualify for!

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  How Does It Work? How do I get approved for a business cash advance?


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  Alternative Bad Credit Business Loans. Find out what options you have with less than average credit.
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