Get to know the individuals who work together to grow and support your business.

Steve
Stephen J. Sheinbaum  LinkedInIcon
Founder

Mr. Sheinbaum founded Merchant Cash and Capital (“MCC”) in 2005 and recently launched the funding platform Bizfi. Since that time, and under his guidance, the company has grown from a single employee entity doing a handful of deals a month to its present status as one of the nation’s leading alternative finance companies. Since inception, the MCC family of companies has originated over $1 Billion to more than 20,000 individual business owners. Learn more about MCC’s Founder.

Jeff
Jeffrey T. Beckwith  LinkedInIcon
Chief Executive Officer

Mr. Beckwith was named Chief Executive of Merchant Cash and Capital in 2015. He joined the company as Chief Financial Officer in 2013 from The Patriot Group, LLC, where he was Head of Asset Funding Solutions and Senior Portfolio Manager. Mr. Beckwith, who began his career in finance with the Asset Backed Finance Group at Greenwich Capital Markets, Inc., has three decades of experience in asset and mortgage backed capital markets, including investment banking, sales and trading, secured lending, and portfolio management.


Michael J. Kennedy LinkedInIcon
Chief Financial Officer

Mr. Kennedy is a Senior Financial Executive and CFO with more than 25 years of global experience. Mike has a record of success leading domestic and international finance teams and profit centers across multiple sites for startups, mid-size and multi-billion dollar companies. Mike previously held senior roles at companies such as American Express, MasterCard and John Hancock Financial Services, along with  private equity owned mid-size companies that provide B2B and B2C customer solutions and services.

Tomo
Tomo Matsuo  LinkedInIcon
Chief Operating Officer

Mr. Matsuo joined MCC in 2011 and rose through a series of positions before being promoted to Chief Operating Officer in 2015. Tomo has led the Business Intelligence group since 2013 and has been instrumental in the development and implementation of various initiatives in product development, process automation, and data analysis. Tomo also leads MCC’s international expansion strategy.

Bernie
Bernard D. Lynch, Jr.  LinkedInIcon
Chief Administrative Officer

Mr. Lynch joined MCC in 2007 and served in various capacities including General Manager of Next Level Funding before being appointed to his current position in 2013. Prior to joining MCC, Bernie worked in various management and executive positions in companies ranging in size from pre-IPO to Fortune 500.

WaltWalter S. Levengood LinkedInIcon
Chief Strategy Officer

Mr. Levengood rejoined MCC as CSO in 2012 and is responsible for top-line growth and management of all business development initiatives. Walt has 12 years of experience in various capacities in the payments industry and most recently held the position of President of Payments at aurionPro. He formerly served as MCC’s COO for almost 5 years.

JohnMarino
John Marino
Chief Information Officer

Mr. Marino joined MCC in 2008 with more than 20 years of experience building financial software and database applications. He is credited for the development of CAMS and is responsible for all IT-related functions. John previously worked for Towers Perrin Foster & Crosby, Salomon Brothers, The Bankcorp Bank, and J.P. Morgan.

Dan
Dan Lenchner
Senior Vice President, Business Development

Mr. Lenchner is responsible for cultivating relationships with companies that distribute commercial lending products to small- and medium-sized businesses. He covers a wide range of distribution channels that include equipment leasing, traditional factors, and asset-based lenders.

Mark
Mark Lowenstein  LinkedInIcon
Director of Marketing

Mr. Lowenstein started in the payment processing industry in 2005 as an ISO and agent for MCC.  In 2007, he joined MCC to start an affiliate company which then led to becoming Director of Marketing, his current position. He is currently responsible for MCC’s public relations, partner and customer acquisition marketing, ISO marketing, branding, and all digital marketing efforts.

Evan
Evan Kristall
Vice President of Strategy and Business Development

Mr. Kristall joined MCC in 2007 as an Underwriter and over the course of time, Director of Renewals and Vice President of Underwriting. In his current position as Vice President of Strategy & Business Development, Evan is currently responsible for cultivating and managing relationships with strategic partners, 3rd party referral entities, as well as managing our in-house renewal sales team.

Mark
Michael Caronna
Vice President, Business Development

Mr. Caronna joined MCC in 2006 as an underwriter and held position of underwriting manager. After that he moved on to work for MCC’s internal sales office. In his current position as Business Development Manager Michael is currently responsible for recruiting and maintaining relationships with referral partners, ISO’s, and agents.

RyanW
Ryan Williams
Underwriting Manager

Mr. Williams joined MCC in July of 2009 as an Underwriter. After working for MCC for nearly 2 years Ryan moved to a role at Ernst & Young where he was an advisor for Structured Finance products, primarily focused on asset-backed securitizations. After 2 years at Ernst & Young, Ryan re-joined MCC as an Underwriting Manager.

RyanB
Ryan Bressler
Underwriting Manager

Mr. Bressler joined MCC in 2007 as an Underwriter and is currently an Underwriting Manager. Ryan is responsible for managing the underwriter department and administrative assistants.

Our Founder Talks About ASAP

Want to learn more about Merchant Cash & Capital’s Automated Submission and Pre-Approval System (ASAP)?  Watch this video to see how ASAP streamlines the submission to funding process.

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What's happening
at MCC

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Apr 20 2015
Bloomberg TV: Why Small Business Loves Alternative Finance

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Mar 30 2015
Why Businesses Are Speaking Out About Alternative Finance

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Feb 12 2015
Merchant Cash and Capital Announces Partnership with The New York State Restaurant Association

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