Merchant Financing

Get up to $500,000 in 72 hours or less, when you need it most!

We've simplified the process…
We can fund your business in just 3 days.

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Get qualified in 30 seconds!

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Every small business goes through tough times.
Set up your business for future success.

Tough financial times do not have to equal a tough financial future. Merchant advances can get you through those times of need, but they are just a small part of what we do. We pride ourselves on giving our merchants more than just financial resources. We help them use those resources as a springboard for building a solid financial foundation moving forward.

Funding representative

Why do businesses contact us for their immediate funding needs?

  • They can use up to $500,000 per location
  • They have been in business for at least 3 months
  • They generate at least $10,000 in gross sales/revenue
  • They want the money in just 3 days

When using these advances to their full potential, your business can take a big leap forward. In fact, 74% of our customers have taken out more than 1 merchant loan alternative, each one using them to push their company to the next level.

Funding documents

The benefits of choosing a cash advance

  • Easy payback | Daily payments are collected automatically, so you don’t have to worry about late payments
  • We want you to get funded | Our goal is to help your business succeed, regardless of credit history or business type
  • Business financial freedom | Get up to $500,000 to use for nearly any business need!

Running a small business doesn’t have to be unpredictable. You just need the right tools.

Take a look at our cash advance products and find the right one for your business. Whether you need a merchant account advance or loan alternative, MCC can offer funding assistance to nearly every business.

MCC Timeline

Merchant Cash And Capital Engages Small Business Owners:

3 people - transparent
57%

had applied for a small business loan in the past but a whopping

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76%

described the process of obtaining a loan from a traditional
lender as either, “difficult” or “extremely difficult”.

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Of that same 57% who had initially applied for a small business loan,

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80%

said they were either declined or had withdrawn their applications for one reason or another.

Unsecured financing
secured loan
Unsecured financing is determined by a business’s revenue and/or creditworthiness rather than collateral.
A secured loan requires assets as collateral and becomes secured debt owed to the lender.
Types of Products
Merchant Account Cash Advance
Bank Loans
Revenue Cash Advance
SBA Loans & SBAExpress (7a)
Receivables Factoring
Equipment Financing
Equity Loan
Underwriting documentation
differentiators
Short Form Application
*SBA or Bank Loan Application
Bank Statements
Business Plan
Lease
Financials (P&L & Projections)
Merchant Statements When Necessary
3 Years Personal and Business Tax Returns
Financials for Larger Funding Only
Resumes
Bank Statements
Processing time averages
3 – 7 Days
* 3 Weeks – 3 Months
Typical approval success rate
50% - 60%
Pre-Approved
10% - 18%
Approved
Typical funding amounts
Up to $1MM,
Avg. Around $50,000
Up to $5MM
Avg. Around $337,730

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