Financing for Every Business Type

Merchant Account Based Advances

MCC simply purchases a small portion of your future credit card (V/MC/AMEX) sales and advances that money to you up front.

  • Up to $500,000 per location
  • Same day approvals and funding within 3 days
  • No late fees and early pre-payment discounts
  • Get up to 200% of your monthly V/MC processing
  • Minimal documentation required
  • Switching merchant processors is Not Required
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Revenue Based Advances

Get cash advanced to your business based on your monthly gross revenue and sales, which is verified by your bank deposits.

  • Credit card processing is NOT required
  • Approvals within 24 hours
  • Funding up to $500K in as little as 3 days
  • No collateral or personal guarantee required
  • Funding up to 125% of average gross monthly sales
  • Multiple payback methods and longer terms are available
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MCC Timeline

Merchant Cash And Capital Engages Small Business Owners:

3 people - transparent

had applied for a small business loan in the past but a whopping

Image of people

described the process of obtaining a loan from a traditional
lender as either, “difficult” or “extremely difficult”.

3 people - transparent

Of that same 57% who had initially applied for a small business loan,

Image of people

said they were either declined or had withdrawn their applications for one reason or another.

Unsecured financing
secured loan
Unsecured financing is determined by a business’s revenue and/or creditworthiness rather than collateral.
A secured loan requires assets as collateral and becomes secured debt owed to the lender.
Types of Products
Merchant Account Cash Advance
Bank Loans
Revenue Cash Advance
SBA Loans & SBAExpress (7a)
Receivables Factoring
Equipment Financing
Equity Loan
Underwriting documentation
Short Form Application
*SBA or Bank Loan Application
Bank Statements
Business Plan
Financials (P&L & Projections)
Merchant Statements When Necessary
3 Years Personal and Business Tax Returns
Financials for Larger Funding Only
Bank Statements
Processing time averages
3 – 7 Days
* 3 Weeks – 3 Months
Typical approval success rate
50% - 60%
10% - 18%
Typical funding amounts
Up to $1MM,
Avg. Around $50,000
Up to $5MM
Avg. Around $337,730

What's happening
at MCC

Apr 20 2015
Bloomberg TV: Why Small Business Loves Alternative Finance

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Mar 30 2015
Why Businesses Are Speaking Out About Alternative Finance

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Feb 12 2015
Merchant Cash and Capital Announces Partnership with The New York State Restaurant Association

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