Don’t worry.  Bad credit is not a deal breaker.

You are most likely well aware of the impact bad credit has on a small business owner’s cost of capital. Traditional lenders usually say no and it can feel nearly impossible to get the resources you need to get you through a tough time. In fact, 80% of our customers who applied for a business loan prior to coming to us were declined or stopped in the process and 42% of our clients applied for their first cash advance because they did not think they could qualify for a traditional bank loan.

Creativity and flexibility are what we pride ourselves on. We consider the impact of bad credit, but listen to each merchant’s story. We believe in small business owners and understand the impact of bad credit. We don’t penalize businesses for going through a rough financial patch.

Merchant cash advances are the perfect business loan alternatives when you are struggling with bad credit. There are no application fees, no obligations, no personal collateral, and no late payment fees bearing down on you. Just a road to financial freedom.

If you have bad credit, try a cash advance instead of a business loan:

  1. Cash Advances are based on the revenue of your business, not your credit score
  2. You are nearly 5 times more likely to get approved for a cash advance than a bank loan or government sponsored finance program
  3. You can get the money you need in just days as opposed to weeks or even months dealing with a bank loan
  4. The funding from a cash advance can even help you catch up on bills, so you can use the money to help improve your credit

Get Funds Now!

In THREE EASY steps, you can qualify, calculate your pre-approval and apply for funding from MCC!

MCC Customer Reviews

Merchant Cash Advance Reviews

Find out what our customers have to say about receiving a merchant cash advance from MCC.

What's happening
at MCC

Apr 20 2015
Bloomberg TV: Why Small Business Loves Alternative Finance

+ learn more

Mar 30 2015
Why Businesses Are Speaking Out About Alternative Finance

+ learn more

Feb 12 2015
Merchant Cash and Capital Announces Partnership with The New York State Restaurant Association

+ learn more

The MCC Advantage

We know that small businesses often can't rely on easy and quick access to traditional lenders, and that they are looking for a dependable business loan alternative.

That’s why at MCC, we offer programs and benefits including:

  • No application fee or closing costs
  • Build business credit
  • Improve cash flow
  • Easy payback and no fixed payments

+ see how it works